Competitive and transparent interest rates starting from 8.5% p.a.
Higher credit score (750+) results in lower interest rates. Good credit history demonstrates reliability.
Loan amount and collateral provided affect the rate. Higher amounts may have different rate structures.
Premium universities and in-demand courses may qualify for preferential interest rates.
Strong co-applicant with stable income and good credit improves rate eligibility.
Providing collateral security can help secure lower interest rates on larger loan amounts.
Shorter repayment periods may have slightly different rates compared to longer tenures.
What it means: Interest rate remains constant throughout the loan tenure
What it means: Interest rate changes based on market conditions and RBI policies
Moratorium Period: During your course duration + 6-12 months after completion, you don't need to pay principal EMI. However:
Interest rate varies based on your profile - Get your customized rate in minutes
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