Privacy Policy

1. Information We Collect

We collect information you provide directly to us, including:

• Personal identification information (name, email address, phone number, date of birth)
• Financial information (income details, bank account information, credit history)
• Educational information (academic records, admission letters, institution details)
• Employment information of co-applicants

2. How We Use Your Information

We use the information we collect to:

• Process your education loan application
• Verify your identity and creditworthiness
• Communicate with you about your application and loan
• Comply with legal and regulatory requirements
• Improve our services and customer experience

3. Information Sharing and Disclosure

We may share your information with:

• Credit Bureaus: To assess creditworthiness and report loan performance
• Partner Banks: To process loan disbursements
• Service Providers: Who assist in our operations under strict confidentiality agreements
• Legal Authorities: When required by law or to protect our legal rights

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and access controls.

5. Your Rights

You have the right to:

• Access your personal information we hold
• Request correction of inaccurate information
• Request deletion of your information (subject to legal obligations)
• Opt-out of marketing communications
• Lodge a complaint with relevant data protection authorities

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience, analyze website traffic, and personalize content. You can control cookies through your browser settings.

7. Disclaimer – Nature of Our Services

We are a marketing firm that assists users by providing information and referral services related to various financial products and institutions. Our business does not directly provide, issue, or approve any loans, credit, or financial products.

We act solely as a marketing and referral platform, helping users connect with verified and licensed financial institutions or service providers. We do not collect or process loan applications, determine eligibility, or make lending decisions of any kind. Any financial services, offers, or approvals are handled entirely by the respective institutions.

Our website content and promotional materials are designed only for informational and referral purposes, and we make every effort to ensure that all information displayed is accurate and compliant with applicable regulations, including Google's Financial Services Policy.

By using our website or services, users acknowledge and agree that we function purely as a marketing and referral intermediary - not as a lender, broker, or financial institution.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy and comply with legal, accounting, or reporting requirements.

9. Changes to Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this privacy policy or our data practices, please contact us: