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Loan Information

Eligibility Criteria

Check if you meet the requirements for Tridham education loan

Student Eligibility

Citizenship: Indian citizen or NRI
Admission: Confirmed admission to recognized university
Academic Record: Minimum 50% marks in previous education
Age: Between 16 to 35 years
Course: Full-time degree or diploma program
Programs Covered: UG, PG, MBA, MS, MBBS, BTech, Executive programs

Co-Applicant Eligibility

Relation: Parent, guardian, or sibling
Income: Stable source of income (salaried/self-employed)
Credit Score: Minimum 650 (preferred 700+)
Residency: Indian resident
Employment: Minimum 2 years continuous employment
Repayment Capacity: Adequate income to repay loan EMI

Loan Amount Eligibility

Loan Amount	Collateral Requirement	Maximum Tenure
Up to ₹40 Lakhs	No collateral required	15 years
₹40 Lakhs - ₹75 Lakhs	Collateral may be required	15 years
Above ₹75 Lakhs	Collateral required	15 years

Additional Eligibility Points

English Proficiency: IELTS, TOEFL, or PTE scores required for abroad studies
Entrance Exams: GRE, GMAT, SAT scores may strengthen application
Co-signer: Required for all loans; can be parent, guardian, or close relative
No Existing Defaults: No history of loan defaults or credit issues
Course Duration: Minimum 6 months, maximum 7 years program duration
Multiple Loans: Existing education loans don't disqualify, but affect amount eligibility

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