Required Documents

Student Documents

• Admission Letter / I-20 / Offer Letter
• Passport (valid 6+ months)
• Aadhaar Card
• PAN Card
• Address Proof (Utility Bill/Aadhaar)
• 10th & 12th Mark Sheets
• Undergraduate Degree & Transcripts
• Entrance Test Scores (GRE/GMAT/SAT)
• English Test Scores (IELTS/TOEFL/PTE)
• Passport Size Photos (4-6)

Co-Applicant Documents

• PAN Card
• Aadhaar Card
• Address Proof
• Salary Slips (Last 6 months)
• Form 16 / ITR (Last 2 years)
• Bank Statements (Last 6 months)
• Employment Proof / Business License
• Passport Size Photos
• Relationship Proof with Student

Collateral Documents

If loan amount exceeds ₹40 lakhs:

• Property Documents (if property collateral)
• Sale Deed / Title Deed
• Encumbrance Certificate
• Property Tax Receipts
• Property Valuation Report
• Fixed Deposit Receipts (if FD collateral)
• LIC Policy Documents (if applicable)

Note: Up to ₹40L - No collateral needed!